Services
At DreamMaker Financial, we offer two ways to work together, whether you’re looking for a holistic financial plan, guidance on your investments or insurance, or a mix of both. Our goal is to meet you where you are and guide you with clarity, care, and strategy.
Financial Planning, Personalized for Your Life
Advice-Based Planning
Flat-Fee Financial Planning — One-Time or Ongoing
For clients who want a clear, personalized roadmap to align their finances with their goals, no product sales required. This is perfect if you’re just getting started, want a comprehensive financial check-up, or are navigating a life transition and need direction.
Planning may include:
Comprehensive financial review
Cash flow & budgeting strategies
Goal setting & timeline mapping
Investment analysis & portfolio guidance
Retirement planning
Education planning
Estate planning
Tax planning strategies
Planning fees start at $1,750 and vary based on scope and complexity.
Implementation Planning
Insurance & Investment Solutions
For clients who are ready to take action and want help implementing the right financial tools—from insurance to investments. This is also a great fit for those who want a second opinion on existing policies or accounts.
Solutions may include:
Life insurance
Disability insurance
Investment accounts (brokerage, IRAs, etc.)
Retirement plans for individuals or business owners
College savings plans (529s)
If you decide to move forward with a recommendation, insurance solutions involve commissions and investment are managed for an advisory fee
Some clients start with planning, others with product solutions, and many choose to do both. We’ll help you decide what makes the most sense based on your goals.